I was at Wendy's recently, I heard a guy ask for his senior discount. The girl at the register apologized and charged him less.

When I asked the man what the discount was, he told me that seniors over age 55 ...get 10% off everything on the menu, every day. (But you need to ASK for your discount.)

This incident prompted me to do some research, and I came across a list of restaurants, supermarkets, department stores, travel deals and other types of offers giving various discounts with different age requirements. I was actually surprised to see how many there are and how some of them start as young as 50.

This list may not only be useful for you, but also friends and family, too.

Dunkin Donuts gives FREE coffee to people over 55. If you're paying for a cup every day, you might want to start getting it FREE.

YOU must ASK for your discount!

RESTAURANTS:

Applebee's: 15% off w/Golden Apple Card (60+)

Arby's: 10% off (55 +)

Ben & Jerry's: 10% off (60+)

Bennigan's: discount varies by location (60+)

Bob's Big Boy: discount varies by location (60+)

Boston Market: 10% off (65+)

Burger King: 10% off (60+)

Chick-Fil-A: 10% off or free small drink or coffee ( 55+)

Chili's: 10% off ( 55+)

CiCi's Pizza: 10% off (60+)

Denny's: 10% off, 20% off for AARP members ( 55 +)

Dunkin' Donuts: 10% off or free coffee ( 55+)

Einstein's Bagels: 10% off baker's dozen of bagels (60+)

Fuddrucker's: 10% off any senior platter (55+)

Gatti's Pizza: 10% off (60+)

Golden Corral: 10% off (60+)

Hardee's: $0.33 beverages everyday (65+)

IHOP: 10% off (55+)

Jack in the Box: up to 20% off (55+)

KFC: free small drink with any meal (55+)

Krispy Kreme: 10% off (50+)

Long John Silver's: various discounts at locations (55+)

McDonald's: discounts on coffee everyday (55+)

Mrs. Fields: 10% off at participating locations (60+)

Shoney's: 10% off

Sonic: 10% off or free beverage (60+)

Steak 'n Shake: 10% off every Monday & Tuesday ( 50+)

Subway: 10% off (60+)

Sweet Tomatoes: 10% off (62+)

Taco Bell : 5% off; free beverages for seniors (65+)

TCBY: 10% off (55+)

Tea Room Cafe: 10% off (50+)

Village Inn: 10% off (60+)

Waffle House: 10% off every Monday (60+)

Wendy's: 10% off ( 55 +)

Whataburger: 10% off (62+)

White Castle: 10% off (62+)

RETAIL & APPAREL:

Banana Republic: 30% off ( 50 +)

Bealls: 20% off first Tuesday of each month ( 50 +)

Belk's: 15% off first Tuesday of every month ( 55 +)

Big Lots: 30% off

Bon-Ton Department Stores: 15% off on senior discount days ( 55 +)

C.J. Banks: 10% off every Wednesday (50+)

Clarks : 10% off (62+)

Dress Barn: 20% off ( 55+)

Goodwill: 10% off one day a week (date varies by location)

Hallmark: 10% off one day a week (date varies by location)

Kmart: 40% off (Wednesdays only) (50+)

Kohl's: 15% off (60+)

Michael's: 10% off everyday (55+)

Modell's Sporting Goods: 30% off

Rite Aid: 10% off on Tuesdays & 10% off prescriptions

Ross Stores: 10% off every Tuesday ( 55+)

Salvation Army Thrift Stores: up to 50% off ( 55+)

Stein Mart: 20% off red dot/clearance items first Monday of every month ( 55 +)

GROCERY:

Albertson's: 10% off first Wednesday of each month ( 55 +)

American Discount Stores: 10% off every Monday ( 50 +)

Compare Foods Supermarket: 10% off every Wednesday (60+)

DeCicco Family Markets: 5% off every Wednesday (60+)

Food Lion: 60% off every Monday (60+)

Fry's Supermarket: free Fry's VIP Club Membership & 10% off every Monday (55 +)

Great Valu Food Store: 5% off every Tuesday (60+)

Gristedes Supermarket: 10% off every Tuesday (60+)

Harris Teeter: 5% off every Tuesday (60+)

Hy-Vee: 5% off one day a week (date varies by location)

Kroger: 10% off (date varies by location)

Morton Williams Supermarket: 5% off every Tuesday (60+)

The Plant Shed: 10% off every Tuesday (50 +)

Publix: 15% off every Wednesday (55 +)

Rogers Marketplace: 5% off every Thursday (60+)

Uncle Guiseppe's Marketplace: 15% off (62+)

TRAVEL :

Airlines:

Alaska Airlines: 50% off (65+)

American Airlines: various discounts for 50% off non-peak periods (Tuesdays - Thursdays) (62+)and up (call before booking for discount)

Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations

Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)

United Airlines: various discounts for ages 65 and up (call before booking for discount)

U.S. Airways: various discounts for ages 65 and up (call before booking for discount)

Rail:

Amtrak: 15% off (62+)

Bus:

Greyhound: 15% off (62+)

Trailways Transportation System: various discounts for ages 50+

Car Rental:

Alamo Car Rental: up to 25% off for AARP members

Avis: up to 25% off for AARP members

Budget Rental Cars: 40% off; up to 50% off for AARP members (50+)

Dollar Rent-A-Car: 10% off ( 50+) Enterprise Rent-A-Car: 5% off for AARP members Hertz: up to 25% off for AARP members

National Rent-A-Car: up to 30% off for AARP members.

Overnight Accommodations:

Holiday Inn: 20-40% off depending on location (62+)

Best Western: 40% off (55+)

Cambria Suites: 20%-30% off (60+)

Waldorf Astoria - NYC $5,000 off nightly rate for Presidential Suite (55 +)

Clarion Motels: 20%-30% off (60+)

Comfort Inn: 20%-30% off (60+)

Comfort Suites: 20%-30% off (60+)

Econo Lodge: 40% off (60+)

Hampton Inns & Suites: 40% off when booked 72 hours in advance

Hyatt Hotels: 25%-50% off (62+)

InterContinental Hotels Group: various discounts at all hotels (65+)

Mainstay Suites: 10% off with Mature Traveler's Discount (50+); 20%-30% off (60+)

Marriott Hotels: 25% off (62+)

Motel 6: Stay Free Sunday nights (60+)

Myrtle Beach Resort: 30% off (55 +)

Quality Inn: 40%-50% off (60+)

Rodeway Inn: 20%-30% off (60+)

Sleep Inn: 40% off (60+)

ACTIVITIES & ENTERTAINMENT:

AMC Theaters: up to 30% off ( 55 +)

Bally Total Fitness: $100 off memberships (62+)

Busch Gardens Tampa, FL: $13 off one-day tickets ( 50 +)

Carmike Cinemas: 35% off (65+)

Cinemark/Century Theaters: up to 35% off

Massage Envy - NYC 20% off all "Happy Endings" (62 +)

U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)

Regal Cinemas: 50% off Ripley's Believe it or Not: @ off one-day ticket ( 55 +)

SeaWorld, Orlando , FL : $3 off one-day tickets ( 50 +)

Okay, let’s be real—there’s no magic button to becoming a millionaire overnight. However, there are proven strategies that can fast-track your success.

CELL PHONE DISCOUNTS:

AT&T: Special Senior Nation 200 Plan $19.99/month (65+)

Jitterbug: $10/month cell phone service ( 50 +)

Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+).

MISCELLANEOUS:

Great Clips: $8 off hair cuts (60+)

Supercuts: $8 off haircuts (60+)

NOW, go out there and claim your discounts!! Remember YOU must ASK for discount - no ask, no discount.